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Simu-sha [Debtor] An entity that has an obligation to make certain benefits to a specific person. ⇔Creditor. Unluckily, U-chan ended up in debt due to a failed parent gacha. I wanted to help her, but she seemed cocky, so I helped her understand the adult world. I spit on her as much as I want, so I'm thinking of taking her to a sex club after this.